Read the fine print
without the guesswork.
Citely answers questions about your loan, card, or policy — and cites the exact clause every time. When something isn't in the document, it says so. The honesty is the point.
No card required · Information, not regulated financial advice
You ask: “What happens if I pay this off early?”
An early-repayment fee of 2% of the outstanding balance applies if the loan is settled within the first 24 months #7. After that window, no prepayment penalty is charged #9.
Generic AI guesses. That's the problem.
Ask a chatbot about your mortgage and it'll answer confidently — even when it's wrong. In finance, a hallucinated number isn't a quirk, it's a liability. Citely is built the opposite way: grounded in your document, cited line-by-line, and honest when the answer isn't there.
Why Citely
Trustworthy AI on real paperwork
Cited, not guessed
Every figure and claim links to the exact clause it came from. Click a citation, see the source highlighted. No hidden hallucination.
Honest by design
If a term isn't in your document, Citely says so — it never invents a number or fills the gap from general knowledge.
Risk flags
Auto-scans for costly or unusual clauses — prepayment penalties, variable rates, auto-renewal, arbitration — graded by severity.
Key terms, extracted
APR, fees, penalties, dates and limits pulled into a typed table — each value cited back to the page it lives on.
Your doc only
Retrieval is scoped to the document you upload. Answers come from your paperwork, not the open web.
Compliance-aware framing
Output is framed as information and decision-support — clearly not regulated financial advice.
The AI toolkit
Four ways to interrogate your paperwork
Beyond Q&A — every tool stays grounded in your document and cites its sources.
Two offers, one verdict
Upload rival loan or card offers. Citely diffs them line-by-line, picks the cheaper deal, and cites both documents.
Open Compare →What-ifRun the numbers
“What if I pay this off early?” Citely computes the cost using only figures from your document — and shows its math.
Open What-if →CoachPush back, drafted
Turns risky clauses into pointed questions and a ready-to-send email to your provider.
Open Coach →TL;DRThe whole thing, plainly
One tap turns dense paperwork into a plain-English summary — every takeaway cited.
Open TL;DR →How it works
Upload to answer in three steps
Upload
Drop in a loan offer, card statement, or insurance policy PDF.
Parse & embed
Citely splits it into clauses and indexes them for precise retrieval.
Ask anything
Get plain-English answers — each one cited to the exact clause.
Pricing
Start free. Upgrade when it pays off.
Free
Kick the tires
- ✓3 documents / month
- ✓Grounded Q&A with citations
- ✓Key-term extraction
- ✓In-app only
Pro
For serious paperwork
- ✓Unlimited documents
- ✓Risk-flag scanning
- ✓Citation export (PDF / CSV)
- ✓Priority Gemini reasoning
- ✓Email support
Business
Teams & advisors
- ✓Everything in Pro
- ✓5 seats included
- ✓API access
- ✓pgvector / bring-your-own DB
- ✓Audit log & SSO
Questions, answered
How is this different from asking ChatGPT?+
Citely only answers from the document you upload, and forces a citation on every claim. If the answer isn't in your paperwork, it tells you — instead of confidently making something up.
Is this financial advice?+
No. Citely surfaces and explains what your documents say. It's decision-support and information, not regulated financial advice.
What documents work best?+
Text-based PDFs: loan offers, credit-card statements, insurance policies, terms & conditions. Scanned image-only PDFs aren't supported yet.
Where does my data go?+
Your document is chunked and embedded for retrieval. Self-host with the pgvector backend to keep everything in your own database.
Stop trusting AI that guesses.
Upload your first document and get answers you can actually trace.
Try Citely free →